In December I posted the answers to some frequently asked questions regarding workers’ compensation insurance. As I explained, in some cases individuals cannot purchase workers’ compensation for themselves. Additionally, many individuals choose not to include themselves in…
Read More »This month’s President’s Blog is courtesy of our good friends at Superior Trucking Payroll Service. To learn more about the services that Superior offers, please visit their website at www.truckingpayroll.com or call them at 866-296-5911. Per Diem is a way you can save your…
Read More »Let’s face it. . . . a loss to your truck is expensive. Not only do you have the expense to tow and repair your truck (which in most cases will be covered by your Physical Damage policy), but there are also the additional unanticipated expenses, such as downtime or the cost to…
Read More »The Federal Motor Carrier Safety Administration (FMCSA) launched its Pre-Employment Screening Program (PSP) to allow commercial motor carriers to access driver inspection and crash records as part of the driver qualification and hiring process. Learn more about this national…
Read More »In the transportation industry we regularly see the inclusion of a Safety Belt policy as part of the standard safety manual. It goes without saying that we should be wearing our safety belts given the daily exposure to catastrophic accidents that can result in severe bodily…
Read More »It often surprises me that while the insurance companies we represent each offer comprehensive safety programming to their clients, few take advantage of the tools available. There is no additional cost for this programming and for a small company it is almost like having a…
Read More »We commonly encounter clients who wish to “self-insure” their low value equipment, including tractors and trailers, for physical damage. When asked why clients often respond that they assume it will save them money. While it may be correct that rejecting physical damage coverage…
Read More »Occasionally in speaking with a prospective client I am told that they do not carry physical damage on their equipment. When I ask “Why?” the answer I usually get is that the equipment is paid for, so it saves the company money not to insure it. I disagree and let me tell you…
Read More »Recently we encountered an instance where one of our client’s experienced a very serious “near miss” vehicle accident when an object fell from the truck he was driving and struck a passing motorcyclist. Fortunately, the motorcyclist escaped serious injury, but circumstances…
Read More »Do your company’s Unsafe Driving and Crash Indicator Behavior Analysis and Safety Improvement Categories (BASICs) percentiles on the FMCSA’s Safety Measurement System (SMS) look inaccurate to you? It could be that you are in need of updating your company’s Vehicle Miles…
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