Navigator Truck Insurance Agency

The Navigator Blog

The Relationship Between Driver Retention and Crash Rates

Recent research suggests that there is a link between high levels of driver retention and lower crash rates. A study published by the National Surface Transportation Safety Center for Excellence (NSTSCE) entitled Examining the Relationship Between CMV Driver Retention and Safety…

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The Rundown on DataQs

Did you ever wonder exactly what DataQ is? Think this: the Q equals quality . As a Motor Carrier, data is gathered about you from a variety of places. These can include inspections of a tractor, trailer, or driver, investigations of a Motor Carrier (onsite audit), etc. This data…

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The Secret to a Great Deal

At least once each quarter I speak with a client who says they received a proposal from another agent and that the premium is just too good to be true! In many cases, this leads the client to have concerns whether their coverages are adequate and I am asked to review the…

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The Secret to Insurance

I am frequently asked what the secret to insurance is. In other words, how can a client get his best insurance rate? In my years of insurance experience I have seen many prospective clients head down the paths they think will lead them to their best rate, only to have it turn…

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The Unexpected Burn of Co-Insurance

I have recently been encountering more instances where prospective clients have been burned by a Co-Insurance clause on their Physical Damage or Cargo policies. Co-Insurance can be a confusing thing to navigate and requires special attention to policy limits and the actual cash…

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Tips for Driver Recruitment

Recently a colleague of mine pointed out that in reviewing the help wanted ads in the local Sunday paper, he estimated a 400% increase in the number of advertisements seeking qualified CDL-A drivers. As freight levels increase, have you begun planning how to locate experienced,…

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Total Loss? Ouch!

A while back we had a client who experienced something that we in the industry call a “Constructive Total Loss.” For him, it was a very painful experience, one that I think we can all learn from. What is a “Constructive Total Loss?” A CTL is a loss where the item insured is not…

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Trends in Physical Damage

Over the course of the last year I have seen a significant improvement in the physical damage coverages available to small companies with fewer than five trucks and owner operators who lease their equipment on to a motor carrier. Often referred to as “Physical Damage…

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Trucker Appreciation Essay Contest

Fourth Annual Acuity Trucker Appreciation Essay Contest Contest entries are accepted from June 1 through July 21, 2021. Essay topics Acuity is sponsoring an essay contest to celebrate truck drivers and the work they do. Contestants choose one of the following topics: How has a…

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Trucking Through the Years

Each month we focus on the here and now and pressing topics facing the trucking industry. But this month I thought it might be interesting to take a look back at the early years of the trucking industry. In that spirit, here are some “fun facts” for your enjoyment this month:…

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