The Navigator Blog

It is the third most common insurance policy purchased by owner-operators. It provides medical, disability, accidental death, and dismemberment benefits, but it’s not worker’s compensation. What is it? Learn more and check out the case study by downloading our PDF.

The issue of whether an individual may be classified as an independent contractor or employee is increasingly becoming a challenge. Some states are pressuring employers to justify classifications. Learn more by reading this data sheet about the issues. Read more by viewing the attached PDF. [button link=”/wp-content/uploads/2014/05/Independent-Contractor-or-Employee.pdf” size=”medium” target=”self”]View PDF[/button] Independent Contractor or Employee

You’ve got questions; we’ve got answers! Do you know what coverage to require of Owner Operators and why? Would you like their bobtail policy to cover your deductible if they damage your trailer? Do you spend time chasing renewal certificates of insurance from Owner Operators? Our bobtail program for fleets will offer you, the motor carrier, the benefits listed in this PDF. Read more about Owner Operators Coverage.

If you run a shop, do some towing, or allow other truckers to park on your premises, you may be held legally liable for loss to a non-owned auto. Learn more about these loss situations and coverage options to protect your business. Read more by viewing the attached PDF. [button link=”/wp-content/uploads/2014/05/GargeKeepers.pdf” size=”medium” target=”self”]View PDF[/button] Garage Keepers Coverage

When is a drug test needed? Did the accident involve your CMV? Did the accident occur on a public road? Was someone cited for a moving traffic violation? There are many factors involved. Read more by viewing the attached PDF. [button link=”/wp-content/uploads/2014/05/Drug-Test.pdf” size=”medium” target=”self”]View PDF[/button] Drug and Alcohol Testing

Have you heard of the term “constructive total loss”? You will never forget it if you ever have one! Read more by viewing the attached PDF. [button link=”/wp-content/uploads/2014/05/Construtive_Total_Loss.pdf” size=”medium” target=”self”]View PDF[/button] Constructive_Total_Loss