Navigator Truck Insurance Agency

The Navigator Blog

Certificates of Insurance

The following article was written by Bill Wilson, CPCU, ARM, AIM, AAM and is condensed from a larger white paper called “Certificates of Insurance: Issues and Answers”. A certificate of insurance is an informational document issued by, or on behalf of, an insurance company. The…

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Changes in Michigan’s Mini-Tort Law Take Effect

We wish to make our Michigan clients aware that due to the recent passing of House Bill 5362, the Michigan Mini-Tort limit has now increased from $500 to $1,000. For those unfamiliar, the mini-tort law (also known as limited property damage liability), was developed in response…

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Construction Zone Safety Tips

We are all aware that it is vital we exhibit additional caution while driving through construction zones. The nature of construction zones creates unique challenges to drivers, including increased congestion, poorly marked narrow lanes, frequent and sudden stops, merging traffic…

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Constructive Total Loss

Have you heard of the term “constructive total loss”? You will never forget it if you ever have one! Read more by viewing the attached PDF. [button link=”/wp-content/uploads/2014/05/Construtive_Total_Loss.pdf” size=”medium” target=”self”]View PDF[/button] Constructive_Total_Loss…

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Creating a Compliant Authorized Passenger Policy

Frequently clients inquire about the limitations and allowances of passengers inside their truck. We at the Navigator Truck Insurance Agency recommend that non-employee passengers not be allowed in vehicles operated under your authority. However, if a passenger program is…

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What are the Possible Levels of Roadside Inspections?

You may have seen Part 1 of this CVSA blog series and noticed that many of 2025’s scheduled inspection days mention which level of inspection to expect. If you’re unsure what that means, here’s a snapshot of the inspection levels and what to expect. You’ll find a detailed of…

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CVSA Releases CMV Blitz Schedule for 2025

The Commercial Vehicle Safety Alliance (CVSA) has released its Commercial Motor Vehicle (CMV) Blitz Inspection Schedule. As a truck driver, take these dates into consideration and be prepared! Events scheduled in the U.S., Mexico, and Canada. 2025 CVSA CMV Blitz Schedule…

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