Do You Pick-Up or Deliver in the State of New York?

You should be aware that any trucking company who completes any “work” (i.e. picks up or delivers) in the State of New York is required to carry a full, statutory workers’ compensation insurance policy.  Stopping within the state for breaks, DOT inspections, and so forth is not considered “work.”  If you have an existing workers’ compensation policy for the state in which you are domiciled, you can fulfill this requirement by having your existing insurance carrier add the state of New York under section 3A of the policy.  However, those insurance companies not licensed to write insurance in the state of New York will be unable to offer this as a solution.  In this instance, you can meet the insurance requirements by purchasing a separate workers’ compensation policy directly from New York’s State Insurance Fund.

 

Additionally, any company making 30 or more pickups or deliveries in the state of New York during a calendar year is also required to purchase a Disability Benefit policy to cover their drivers.  This policy can also be purchased directly from New York’s State Insurance Fund.

Do you have a need for a workers’ compensation or disability benefits policy that meets New York’s requirements?  Call our office today at (800) 596-TRUCK (8782) for assistance in putting the required policies in place.  All of us here at the Navigator Truck Insurance Agency work hard to be accessible, helpful and result oriented. 

Until Next Month,

Jeffery A. Moss, ARM

President

 

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