Uninsured/Underinsured Motorist Property Damage Coverage (UMPD)
May 21, 2014 | By Navigator |
If a driver or owner of a vehicle is legally liable for an accident but does not have insurance or does not have enough insurance to repair the damage to your vehicle, you can use your UMPD to cover damage to your insured vehicle, up to the limits you select. UMPD is not available in all states and may be available as an alternative to collision coverage in others.
Learn more about uninsured/underinsured motorist property damage (UMPD) insurance.