Non-Trucking Liability Coverage
May 21, 2014 | By Navigator |
If you are on permanent lease to a motor carrier that supplies your primary auto liability coverage, non-trucking liability coverage protects you when you are using your scheduled vehicle for a personal, non-business related purpose.
Sometimes referred to as contingent auto liability coverage, or as “bobtail coverage” or “deadhead coverage,” non-trucking liability coverage does not apply when the insured auto is being used to transport any goods or merchandise, nor while goods or merchandise are being loaded or unloaded.
Primary auto liability coverage must be retained from the motor carrier to cover you while you are operating your vehicle in a for-hire trucking capacity on behalf of the motor carrier.
Learn more about non-trucking liability insurance.